THE PAYMENT NETWORK

One network for the
money you move.

Every account, rail and currency wired into a single live mesh. Process payments, send cross-border transfers, hold 90 currencies and convert at fair rates — settled as one system.

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70+
countries reachable
90
currencies held
24/7
settlement
99.99%
uptime
CONNECTED TO THE RAILS
YOU ALREADY RUN ON
SWIFTSEPAACHFEDWIREVISAMastercardInteracSPEIFaster Payments
PRODUCTS

Four products. One ledger.

Everything Terence Financial does runs on the same settlement layer — so balances, payments and FX always agree.

01

Payment processing

Accept cards and 30+ local methods, then settle into any currency you hold.

02

Cross-border transfers

Send money to 70+ countries with transparent, mid-market FX and clear arrival times.

03

Multi-currency accounts

Hold, receive and pay out in 90 currencies from one balance with local details.

04

Currency exchange

Convert at live mid-market rates with one transparent spread — no hidden markup.

THE PLATFORM

One integration,
not five.

Most businesses stitch together a processor, a bank, an FX desk and a payout provider. Terence Financial is all of them on a single API and a single ledger.

01
One integration
Acquire, hold, convert and pay out through the same endpoints.
02
Real-time settlement
Balances update the instant money moves across the mesh.
03
Full traceability
Every transfer and conversion is auditable end-to-end.
COVERAGE

Money that lands in 70+ countries.

One connection reaches every major corridor — pay in locally, settle globally, convert in between.

70+
countries reachable
90
currencies held
11
payment rails
<2s
avg settlement
REGIONS // Americas 18 Europe 23 Africa 15 Asia–Pacific 16
PRICING

Pricing that scales with you.

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Starter
0.9% + 20¢
per transaction · pay as you go
Cards + 8 local methodsNext-day payouts1 currency account
Start free
MOST POPULAR
Growth
0.6% + 15¢
per transaction · volume pricing
30+ local methodsMulti-currency accountsFX at mid-market + 0.5%
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Scale
Custom
interchange-plus · negotiated
Dedicated rails & SLAsCustom FX spreadsPriority support
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SECURITY

Bank-grade security,
by default.

Protecting money and data is the product. Controls are built into every layer of the platform — not bolted on.

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Encryption everywhere
TLS 1.3 in transit, AES-256 at rest.
Safeguarded funds
Client money held in segregated accounts.
Real-time monitoring
ML fraud scoring on every transaction.
Granular access
Role-based controls, SSO and audit logs.

Ready to move money on a better network?

Get a live walkthrough of payments, transfers, accounts and FX on a single platform.

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