No. Starter and Growth are pay-as-you-go — you only pay per transaction and conversion. Scale is negotiated to your volume.
Every conversion uses the live mid-market rate plus a single, visible spread. No hidden markup baked into the rate.
Yes. Move between plans at any time, and volume discounts apply automatically as you grow.
Funds settle to your multi-currency accounts in real time and can be paid out as fast as your plan allows.